Welcome.

There is no appropriate substitute for excellence.

Daniel Vyner

A leading Toronto Mortgage Broker & Financier servicing clientele across Ontario, British Columbia & Nova Scotia.

Daniel Vyner entered the mortgage industry in 2010 with a prominent Toronto-based family-founded mortgage firm. Daniel Vyner began his focus originating mortgages through consumers and professional partners such as realtors, accountants and real estate lawyers. Daniel Vyner took an interest in the mechanics of the mortgage cycle and working with many different walks of life. It was evident that no 'one situation' was alike, and although there were similarities in cases, each required a tailored solution. Fast forward a decade, after intensive experience underwriting, originating and facilitating thousands of traditional, alternative and private mortgages, DV Capital Corporation was born.

Daniel Vyner - Toronto Mortgage Broker

Compass.

Stoicism.

Stoicism is the only way to summarize the foundation of DV Capital's values and principles. I am fond of and continue to study Stoicism, believe in most of its values and implement the same into everyday actions, relationships and state of mind, which undoubtedly enhances our performance, responsiveness and execution. "If it is not right, do not do it; if it is not true, do not say it" - Marcus Aurelius.

Transparency.

Daily, I find myself on the 'other side of the desk': inquiring about services, making purchases, or encountering interactions and negotiations. I use these opportunities to assess and reflect on how DV Capital can continue to perfect its gold-standard level of client care. We pride ourselves on never coming across as 'cheerleaders' or high-pressure salespeople'; we provide clients with upfront disclosures about potential mortgage options to help them make informed decisions at their level of speed and comfort.

Fierceness.

A balance of understanding, patience and respect results in a higher success rate and distinguishes DV Capital. Clients who have gifted us the opportunity to work with them directly and our professional partners who entrust their clients with us can attest to our level of client care. Our clients rely on us to deliver results; we work relentlessly and negotiate aggressively with third parties on behalf of our clients and their financing requirements from start to finish.

Longevity.

DV Capital holds itself to a degree of excellence and professionalism that a part-timer cannot imitate or accomplish. DV Capital has and will continue to expand its presence and footprint in the Canadian mortgage market - a result of hard work, dedication and obsession with producing best-in-class results for its clients.

Client Types.

Homeowners.

I help existing homeowners improve their existing mortgage set-up and help them create a strategy that coincides with their circumstances and short and long-term goals. For those looking to enter the real estate market or purchase additional real estate, I arm them with knowledge of potential mortgage products to help them confidently search the real estate market for a principal residence, investment property or second home, such as a cottage or vacation property.

Real Estate Investors.

Whether you're looking to purchase your first income-generating property or are an experienced real estate investor, I will assist you in understanding potential mortgage options to acquire, refinance, strategize, begin or expand your portfolio.

Builders & Developers.

I help custom home builders obtain land and construction financing for spec-builds or collaborate with their end-user clients who wish to occupy custom homes on completion and assist them with construction take-out financing. I will facilitate mortgage financing for real estate developers to acquire, service and develop residential, commercial and industrial land and provide inventory loans when necessary.

Private Mortgage Investors.

I work with individuals and entities who wish to deploy capital into private mortgage investments secured against real estate in Ontario. The existing investor base primarily consists of high net-worth individuals such as real estate lawyers, doctors and experienced private mortgage investors. With over a decade of intensive private mortgage origination, underwriting and adjudication experience, I pair eligible investors with private mortgage investment opportunities.

Professional Partners.

Realtors.

I work and liaise with real estate professionals across Ontario, British Columbia and Nova Scotia to gain insights into local real estate market trends and to provide them and their clients with mortgage solutions. We provide their clients with support at all stages, from exploring mortgage qualifying power to obtaining formal approvals. In cases where time is not on the client's side, we move quickly to secure bridge or rush purchase financing.

Accountants.

I maintain an open line for accountants with real estate owner clients (usually self-employed, requiring alternative financing solutions given the nature of their business, income and or financial structure) who are having difficulty obtaining traditional mortgage financing. Furthermore, I work with real estate owners facing personal and corporate tax issues, including those with tax arrears, registered liens, or owing sums of money to the Canada Revenue Agency.

Real Estate Lawyers.

I come recommended by real estate lawyers who provide my contact information to real estate owners seeking mortgage financing assistance, typically for non-traditional financing needs. Such situations include assistance with existing mortgage arrears, non-renewing private mortgages requiring replacement, rush pre-construction or resale purchase closings and financial distress remedies for mortgages undergoing a power of sale.

Financial Intermediaries.

I maintain communication with third-party financial intermediaries who contact me seeking direction and suggestions on how to structure and fund their client's private mortgage requirements. Such intermediaries are typically inexperienced or lack the resources to facilitate certain private mortgage transactions, typically on more complex transactions requiring specialized funding sources and structures.

Typical Financing Purposes.

  • Acquisition
  • Refinance
  • Equity Take-Out
  • Stop Power of Sale
  • Foreclosure Redemeption
  • Property Tax Arrears
  • CRA Issues
  • Business Operating Capital
  • Spousal Buyout
  • Replace Non-Renewing Mortgage
  • Bridge Loan
  • Construction & Development
  • Builder Inventory Loan
  • & More

Property Types.

  • Single Family
  • Multi-Family
  • Cottages
  • Mixed-Use
  • Commercial
  • Industrial
  • Office
  • Storage Facilities
  • Hotel-Condo/Strata Units
  • Luxury Homes
  • Rural, Agricultural & Farm
  • Retail
  • Land
  • & More

Case Studies.

Involvement.

Industry Affiliation

  • Mortgage Professionals Canada
  • MPC - Ontario Chapter Committee
  • Canadian Mortgage Brokers Association - Ontario
  • Canadian Mortgage Brokers Association - British Columbia
  • Canadian Mortgage Brokers Association - Atlantic Canada

Media Appearances

  • Toronto Star
  • BNN Bloomberg
  • Reuters
  • Globe and Mail
  • CTV

Connect.

Daniel Vyner
Principal Broker
DV Capital Corporation

FSRA: M12000867 & 13186 | NS: 3000348 & 3000349

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